Tech Insights with Dynamic Intelligence

Randy Stenen • January 13, 2026

Top 5 Cybersecurity Threats Facing Fargo Businesses in 2026—and How to Stop Them

Top 5 Cybersecurity Threats Facing Fargo Businesses in 2026—and How to Stop Them

Cybersecurity threats are evolving faster than ever in 2026, and Fargo businesses are no exception—actually a prime target.  From ransomware attacks targeting local manufacturers to AI-powered phishing scams aimed at financial firms, cybercriminals are increasingly focused on small and mid-sized businesses in North Dakota.

We hear the term 'small and mid-sized businesses (SMBs)' all the time.  What exactly is meant when we say that?  For this explanation, a small business would be considered around 50 employees or less, and a mid-sized business would be considered to have around 50-250 employees which is a pretty good generalization for conversation.  Which fits a vast majority of the businesses in Fargo and the state of North Dakota.  Cybercriminals target these businesses because so many of them have not invested in much (or any unfortunately) cyber protection and they know this and these businesses are are easy targets for them because they generate enough revenue that it is worth their time because it's low hanging fruit with enough reward for their efforts.

At Dynamic Intelligence, we work with Fargo-area organizations every day to identify, prevent, and respond to modern cyber threats.  In this article, we'll break down the top 5 cybersecurity threats facing Fargo businesses in 2026—and, more importantly, how you can protect your organization from them.

Cybersecurity threats are evolving faster than ever in 2026, and Fargo businesses are no exception—actually a prime target.  From ransomware attacks targeting local manufacturers to AI-powered phishing scams aimed at financial firms, cybercriminals are increasingly focused on small and mid-sized businesses in North Dakota.

We hear the term 'small and mid-sized businesses (SMBs)' all the time. What exactly is meant when we say that? For this explanation, a small business would be considered around 50 employees or less, and a mid-sized business would be considered to have around 50-250 employees which is a pretty good generalization for conversation. Which fits a vast majority of the businesses in Fargo and the state of North Dakota. Cybercriminals target these businesses because so many of them have not invested in much (or any unfortunately) cyber protection and they know this and these businesses are are easy targets for them because they generate enough revenue that it is worth their time because it's low hanging fruit with enough reward for their efforts.

At Dynamic Intelligence, we work with Fargo-area organizations every day to identify, prevent, and respond to modern cyber threats.  In this article, we'll break down the top 5 cybersecurity threats facing Fargo businesses in 2026—and, more importantly, how you can protect your organization from them.

AI-driven phishing attacks targeting Fargo businesses

AI-Driven Phishing and Business Email Compromise (BEC)

The Threat

In 2026, phishing attacks are no longer easy to spot.  Attackers now use artificial intelligence to:

  • Mimic executives' writing styles
  • Generate realistic invoices and payment requests
  • Clone voices for phone-based fraud

Fargo businesses in finance, healthcare, construction, and professional services are especially vulnerable to BEC scams that lead to wire fraud and data theft.

How Fargo Businesses Can Stop It:

  • Advanced email security with AI detection
  • Multi-factor authentication (MFA) on all email accounts
  • Regular phishing awareness training for employees
  • Domain monitoring and spoofing protection

Pro Tip: If your employees handle payments or sensitive data, phishing defense should be your top cybersecurity investment in 2026.  It's more affordable than you think.

AI-driven phishing attacks targeting Fargo businesses

AI-Driven Phishing and Business Email Compromise (BEC)

The Threat

In 2026, phishing attacks are no longer easy to spot. Attackers now use artificial intelligence to:

  • Mimic executives' writing styles
  • Generate realistic invoices and payment requests
  • Clone voices for phone-based fraud

Fargo businesses in finance, healthcare, construction, and professional services are especially vulnerable to BEC scams that lead to wire fraud and data theft.

How Fargo Businesses Can Stop It:

  • Advanced email security with AI detection
  • Multi-factor authentication (MFA) on all email accounts
  • Regular phishing awareness training for employees
  • Domain monitoring and spoofing protection

Pro Tip: If your employees handle payments or sensitive data, phishing defense should be your top cybersecurity investment in 2026. It's more affordable than you think.

Ransomware attack impacting a small business network

Ransomware Targeting Small and Mid-Sized Businesses

The Threat

Ransomware remains one of the most damaging cyber threats in Fargo.  In 2026, attackers will increasingly:

  • Target smaller organizations with weaker defenses
  • Use double-extortion (encrypting data + threatening leaks)
  • Exploit access tools and unpatched systems

Manufacturing, logistics, healthcare, and local government organizations in the Fargo-Moorhead are will remain frequent targets.

How to Stop Ransomware

  • Immutable, offline backups that are REGULARLY TESTED
  • Endpoint Detection and Response (EDR) solutions, or Extended Detection and Response (XDR) Solutions is an even better solution
  • Network segmentation to limit spread
  • Protective patch management

Local Insight: Fargo businesses without an incident response plan  (IRP) or a ransomware recovery plan are at an even higher risk of extended downtime and possible regulatory penalties.

Ransomware Targeting Small and Mid-Sized Businesses

The Threat

Ransomware remains one of the most damaging cyber threats in Fargo.  In 2026, attackers will increasingly:

  • Target smaller organizations with weaker defenses
  • Use double-extortion (encrypting data + threatening leaks)
  • Exploit access tools and unpatched systems

Manufacturing, logistics, healthcare, and local government organizations in the Fargo-Moorhead are will remain frequent targets.

How to Stop Ransomware

  • Immutable, offline backups that are REGULARLY TESTED
  • Endpoint Detection and Response (EDR) solutions, or Extended Detection and Response (XDR) Solutions is an even better solution
  • Network segmentation to limit spread
  • Protective patch management

Local Insight: Fargo businesses without an incident response plan  (IRP) or a ransomware recovery plan are at an even higher risk of extended downtime and possible regulatory penalties.

Ransomware attack impacting a small business network
Third-Party supply chain cybersecurity risks for Fargo companies

Supply Chain & Third-Party Vendor Attacks

The Threat

Many Fargo companies rely on IT Vendors, cloud platforms, and software providers. In 2026, attackers will increasingly work to compromise trusted vendors to gain access to multiple businesses at once.

Even if your internal systems are secure, a weak vendor can expose your data.

How to Reduce Supply Chain Risk

  • Vendor cybersecurity risk assessments
  • Contractual security requirements
  • Continuous monitoring of third-party access
  • Zero Trust network architecture

Bottom Line: If a vendor connects to your network, they are part of your attack surface.

Third-Party supply chain cybersecurity risks for Fargo companies

Supply Chain & Third-Party Vendor Attacks

The Threat

Many Fargo companies rely on IT Vendors, cloud platforms, and software providers. In 2026, attackers will increasingly work to compromise trusted vendors to gain access to multiple businesses at once.

Even if your internal systems are secure, a weak vendor can expose your data.

How to Reduce Supply Chain Risk

  • Vendor cybersecurity risk assessments
  • Contractual security requirements
  • Continuous monitoring of third-party access
  • Zero Trust network architecture

Bottom Line: If a vendor connects to your network, they are part of your attack surface.

Cloud security risks and misconfigurations in business environments

Cloud Security Misconfigurations

The Threat

As more Fargo businesses migrate to Microsoft 365, Azure, AWS, and Google Cloud, misconfiguration settings will remain a leading cause of data breaches in 2026.

Common issues include:

  • Publicly exposed storage
  • Excessive user permissions
  • Weak identity controls

How to Secure Your Cloud Environment

  • Cloud Security Posture Management (CSPM)
  • Least-privilege access policies
  • MFA and conditional access rules
  • Regular cloud security audits

Important: Cloud providers secure the infrastructure—but you are responsible for securing your data.

Cloud Security Misconfigurations

The Threat

As more Fargo businesses migrate to Microsoft 365, Azure, AWS, and Google Cloud, misconfiguration settings will remain a leading cause of data breaches in 2026.

Common issues include:

  • Publicly exposed storage
  • Excessive user permissions
  • Weak identity controls

How to Secure Your Cloud Environment

  • Cloud Security Posture Management (CSPM)
  • Least-privilege access policies
  • MFA and conditional access rules
  • Regular cloud security audits

Important: Cloud providers secure the infrastructure—but you are responsible for securing your data.

Cloud security risks and misconfigurations in business environments
Insider threats and human error in cybersecurity

Insider Threats and Human Error

The Threat

Not all cybersecurity threats are external.  In fact—most originate from human error; and in 2026, human error and insider threats will remain a leading cause of breaches, including:

  • Accidental data sharing
  • Weak passwords
  • Unapproved software usage

With hybrid and remote work still common in Fargo, insider risk will continue to grow even larger.

How to Minimize Insider Risk

  • Continuous cybersecurity awareness training
  • User behavior monitoring
  • Data loss prevention (DLP) tools
  • Clear security policies and enforcement

Reality Check: Technology alone won't protect your business—your people are a critical part of your security strategy.

Insider threats and human error in cybersecurity

Insider Threats and Human Error

The Threat

Not all cybersecurity threats are external.  In fact—most originate from human error; and in 2026, human error and insider threats will remain a leading cause of breaches, including:

  • Accidental data sharing
  • Weak passwords
  • Unapproved software usage

With hybrid and remote work still common in Fargo, insider risk will continue to grow even larger.

How to Minimize Insider Risk

  • Continuous cybersecurity awareness training
  • User behavior monitoring
  • Data loss prevention (DLP) tools
  • Clear security policies and enforcement

Reality Check: Technology alone won't protect your business—your people are a critical part of your security strategy.

Managed cybersecurity services for Fargo Businesses

Why Fargo Businesses Need a Local Cybersecurity Partner in 2026

Cyber threats are becoming more targeted, more automated, and more expensive.

Fargo businesses face unique risks due to:

  • Growing digital transformation
  • Increased regulatory requirements
  • Limited internal IT security resources
  • Managed cybersecurity services
  • Risk assessment and penetration testing
  • Ransomware protection and recovery
  • Employee security training

Why Fargo Businesses Need a Local Cybersecurity Partner in 2026

Cyber threats are becoming more targeted, more automated, and more expensive.

Fargo businesses face unique risks due to:

  • Growing digital transformation
  • Increased regulatory requirements
  • Limited internal IT security resources
  • Managed cybersecurity services
  • Risk assessment and penetration testing
  • Ransomware protection and recovery
  • Employee security training
Managed cybersecurity services for Fargo Businesses

Protect Your Fargo Business Before an Attack Happens to YOU!

Cybersecurity in 2026 is no longer optional—it's a business necessity.  The cost of prevention is far lower than the cost of recovery.

Contact Dynamic Intelligence Today for a FREE consultation and schedule a cybersecurity risk assessment and protect your business from tomorrow's threats.

SCHEDULE A CALL

Protect Your Fargo Business Before an Attack Happens to YOU!

Cybersecurity in 2026 is no longer optional—it's a business necessity.  The cost of prevention is far lower than the cost of recovery.

Contact Dynamic Intelligence Today for a FREE consultation and schedule a cybersecurity risk assessment and protect your business from tomorrow's threats.

SCHEDULE A CALL
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